Household and tax assumptions
FSA elections
Health FSA election
$2,600
76.5% of $3,400 limit
Dependent care election
$7,500
100% of $7,500 limit
Total annual election
$10,100
$388.46 per paycheck
Recommended election check
Health FSA
$2,800
limit $3,400
Increase by $200.
$200 remains outside current FSA funds.
Dependent care FSA
$7,500
limit $7,500
Current election matches this estimate.
$4,500 remains outside the dependent care FSA election.
Paycheck deductions and risk
| Bucket | Annual election | Per paycheck | Expected expense | Unused exposure |
|---|---|---|---|---|
| Health FSA | $2,600 | $100.00 | $2,800 | $0 |
| Dependent care FSA | $7,500 | $288.46 | $12,000 | $0 |
Planning note: Employer plan documents can set lower elections, grace periods, claim deadlines, and carryover rules. This planner estimates payroll and cash-flow tradeoffs from the entered assumptions.