2026 small-employer health benefit calculator

2026 QSEHRA reimbursement limit calculator

Check whether a planned qualified small employer HRA allowance stays inside the 2026 self-only or family cap, then estimate reimbursed room and basic eligibility flags.

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Prorated limit
$13,100
Remaining room
$5,050
Status
Clean

Allowance inputs

2026 checks

Annual QSEHRA cap
OK
$13,100 annual cap, $1,091.67 per eligible month
Reimbursed amount
OK
$8,050 reimbursed against $13,100 prorated limit
Small employer
OK
QSEHRA is for employers below the ALE threshold
No group health plan
OK
A QSEHRA employer must not offer a group health plan
Employer-funded only
OK
Salary reduction contributions are not permitted
Employee MEC
OK
Tax-free reimbursement generally requires minimum essential coverage