2026 federal deduction
Senior deduction calculator
Best deduction estimate
$47,500
Phase-out check
MAGI over threshold
$0
Phase-out rate
6%
Full phase-out around
$350,000
The temporary senior deduction starts at $6,000 per qualifying age-65 taxpayer. This estimate reduces it once MAGI exceeds $150,000 for the selected filing status.
Deduction impact
Extra versus no senior additions
$15,300
Itemized path total
$36,000
Standard base
$32,200
The temporary senior deduction can be added in either path in this planner. It does not estimate tax brackets, Social Security taxation, AMT, state tax, or medical-expense itemization.
Related tax tools
Primary sources
IRS One Big Beautiful Bill provisionsIRS 2026 tax inflation adjustments26 U.S.C. 63 standard deduction rules
This is a planning tool, not tax advice. Check current IRS forms and a qualified tax professional before filing.