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Auto Loan Refinance Savings Calculator

Compare your current car loan against a refinance offer with fees, financed costs, APR changes, monthly cash flow, total interest, and payoff timing.

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Loan inputs

Use your payoff balance, remaining term, and the refinance offer.

Refinance fees treatment

Payoff schedule

MonthPaymentInterestPrincipalBalance
1$579.89$130.67$449.22$24,051
2$579.89$128.27$451.62$23,599
3$579.89$125.86$454.02$23,145
4$579.89$123.44$456.45$22,689
5$579.89$121.01$458.88$22,230
6$579.89$118.56$461.33$21,768
7$579.89$116.10$463.79$21,305
8$579.89$113.63$466.26$20,838
9$579.89$111.14$468.75$20,370
10$579.89$108.64$471.25$19,898
11$579.89$106.12$473.76$19,425
12$579.89$103.60$476.29$18,948
13$579.89$101.06$478.83$18,470
14$579.89$98.50$481.38$17,988
15$579.89$95.94$483.95$17,504
16$579.89$93.36$486.53$17,018
17$579.89$90.76$489.13$16,529
18$579.89$88.15$491.73$16,037

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Estimates are for planning only. Lender fees, title costs, prepayment terms, credit changes, and taxes can change the final result.