CD ladder planner

Maturity schedule and APY estimate

Per rung

$4,400

Total cash set aside$Cash reserve kept liquid$Number of CD rungsLongest CD termmonthsBlended APY%Start datePenalty days of interestdaysPossible early withdrawal$

Share on X

Ladder schedule

Equal-principal rungs from short term to longest term.

Annualized yield

4.25%

Rung	Term	Principal	Maturity	Value
#1	12 months	$4,400	May 22, 2027	$4,587.00
#2	24 months	$4,400	May 22, 2028	$4,781.95
#3	36 months	$4,400	May 22, 2029	$4,985.18
#4	48 months	$4,400	May 22, 2030	$5,197.05
#5	60 months	$4,400	May 22, 2031	$5,417.93

Liquidity snapshot

Total estimated interest at first maturities$2,969

Approx. annual interest after full ladder$935

Shortest maturity dateMay 22, 2027

Longest maturity dateMay 22, 2031