App tools
Mortgage Extra Payment Payoff Calculator
Compare your scheduled mortgage payoff against extra principal payments, including a one-time payment now, monthly add-ons, and annual principal drops.
Mortgage inputs
Use principal-and-interest payment values, not escrow or taxes.
Payoff schedule preview
| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| 1 | $2,682.00 | $2,081.25 | $600.75 | $369,399 |
| 2 | $2,682.00 | $2,077.87 | $604.13 | $368,795 |
| 3 | $2,682.00 | $2,074.47 | $607.53 | $368,188 |
| 4 | $2,682.00 | $2,071.06 | $610.94 | $367,577 |
| 5 | $2,682.00 | $2,067.62 | $614.38 | $366,962 |
| 6 | $2,682.00 | $2,064.16 | $617.84 | $366,344 |
| 7 | $2,682.00 | $2,060.69 | $621.31 | $365,723 |
| 8 | $2,682.00 | $2,057.19 | $624.81 | $365,098 |
| 9 | $2,682.00 | $2,053.68 | $628.32 | $364,470 |
| 10 | $2,682.00 | $2,050.14 | $631.86 | $363,838 |
| 11 | $2,682.00 | $2,046.59 | $635.41 | $363,203 |
| 12 | $2,682.00 | $2,043.02 | $638.98 | $362,564 |
| 24 | $2,682.00 | $1,998.52 | $683.48 | $354,610 |
| 36 | $2,682.00 | $1,950.94 | $731.06 | $346,102 |
| 48 | $2,682.00 | $1,900.03 | $781.97 | $337,002 |
| 60 | $2,682.00 | $1,845.59 | $836.41 | $327,268 |
| 72 | $2,682.00 | $1,787.35 | $894.65 | $316,856 |
| 84 | $2,682.00 | $1,725.06 | $956.94 | $305,720 |