2026 family tax credit estimator
2026 Child Tax Credit Calculator
Estimate Child Tax Credit, Credit for Other Dependents, income phaseout, tax offset, and simplified refundable ACTC potential before filing season decisions.
Estimated total benefit
$4,400
Tax offset
$4,400
Refundable estimate
$0
Household inputs
スポンサーリンク
Credit estimate
Credit after phaseout
$4,400
$4,400 before income phaseout
Lost to income phaseout
$0
$400,000 MAGI threshold
Tax left after CTC/ODC
$1,800
$6,200 before credits
Qualifying child credit
2 x $2,200, after phaseout
$4,400
Credit for other dependents
0 x $500, after phaseout
$0
Nonrefundable amount used
Limited by tax before these credits
$4,400
Simplified ACTC estimate
Conservative estimate limited by unused CTC, $3,400 child cap, and earned income
$0
What changed the answer
Income phaseout
Below phaseout threshold
Refundable cap
$3,400 maximum from children
Earned income limit
$18,375 simplified limit
Unused child credit
$0 before ACTC limits
This is a planning estimate. ACTC can involve additional worksheet rules, especially for households with three or more qualifying children, so use IRS forms or a tax professional before filing.