Earned Income Tax Credit estimate

2026 EITC threshold check

Income phaseout uses $43,000: the greater of earned income and AGI. Phase-in credit is $7,316, phaseout reduction is $4,025, and estimated EITC is $3,291.

Income room before the completed phaseout amount: $15,629. Investment income room: $11,950 below the 2026 limit.

This estimate does not verify every EITC rule, such as Social Security number rules, relationship/residency tests, age tests for filers without children, foreign earned income rules, or separated-spouse documentation.

Source: IRS Revenue Procedure 2025-32