2026 estate and gift planning
Gift tax exclusion check
Taxable gifts estimate
$18,000
Per recipient breakdown
Gift entered
$25,000
Excluded before annual limit
$0
Annual exclusion used
$19,000
Taxable gift per recipient
$6,000
Total year estimate
Recipients
3
Total given
$75,000
Non-taxable category entries
$0
Annual exclusion applied
$57,000
What this flags
The calculator separates direct tuition or medical payments, spouse, charity, and political gifts from gifts that use the annual exclusion. It then estimates the excess that counts against the 2026 basic lifetime exclusion.
It is a planning estimate, not a filed gift tax return. Gifts of hard-to-value property, trusts, retained interests, or prior filings can change the answer.